Services

At GPS Financial, we help landlords and property investors secure the right funding for their purchases, projects, and portfolios. Whether you need speed, flexibility, or a longer term solution, we guide you through the options and manage the process from start to finish.

As a result, you receive clear advice, access to a wide range of specialist lenders, and proactive support that keeps your case moving without unnecessary delays.

Buy to Let Mortgages

We advise landlords at every stage, from first time Buy to Let purchases through to complex and growing portfolios. Our focus is always on matching the mortgage to your wider plans, not just today’s rate.

In addition, we support overseas buyers purchasing UK property through our foreign investor mortgage services.

We can help with:
• Buy to Let purchases and remortgages
• Limited company and SPV lending
• HMOs and multi-unit properties
• Portfolio restructuring
• Capital raising for future investments

We also support overseas buyers purchasing UK property through our foreign investor mortgage services.

Our role is to match the mortgage to your wider plans, not just today’s rate.

Specialist Buy to Let Solutions

We support landlords, investors, and developers with a range of specialist finance options. Whether you are purchasing a holiday let, restructuring a portfolio, or investing from overseas, we help you secure funding that fits your plans and timescales.

• Buy to Let Mortgage for a Holiday Let
  Specialist mortgage advice for holiday let purchases and remortgages, tailored to your income structure and long term goals.

• Holiday Let Mortgage Broker
  Expert support for first time and experienced holiday let landlords, including limited company and complex cases.

• Limited Company Holiday Let Mortgages
  Funding solutions for holiday let properties held within a limited company or SPV structure.

• Buying Property in the UK as a Foreign Investor
  Mortgage advice for expats and overseas buyers investing in UK property.

• Incorporate Your Property Portfolio
  Guidance on restructuring existing portfolios and arranging funding to support incorporation.

Bridging Finance

Bridging finance is designed for situations where speed and flexibility matter.

View our Bridging Finance service page

We regularly arrange bridging finance for:
• Auction purchases
• Chain breaks
• Time-sensitive transactions
• Refurbishments and refurb to let projects
• Property conversions including HMOs and commercial to residential
• Unmortgageable properties requiring works

We focus heavily on the exit strategy from day one so there are no surprises later.

Development Finance

For clients building or converting property, development finance can provide funding in stages aligned with the build programme.

We assist with:
• Ground-up developments
• Conversions and light development
• Small to mid-sized projects
• Structuring funding around build costs and valuations

You will receive clear guidance on costs, timelines, and lender expectations before proceeding.

Mortgages for Expats and Foreign Nationals

If you live abroad or are new to the UK, securing finance can be more complex. We work with lenders who understand these scenarios and guide you through the process.

We can help with:
• Buy to Let mortgages for expats
• Foreign national mortgage applications
• Specialist income and residency scenarios
• Complex documentation requirements

Portfolio and Specialist Lending

For landlords with multiple properties or more complex requirements, we provide advice that looks at the full picture.

This includes:
• Portfolio landlords
• Mixed property types
• Specialist income structures
• Complex lending scenarios

If you are planning your next move or need funding advice, speak to us today.

Call 029 2267 7725 or use the enquiry form and we will come back to you promptly.