75% LTV Bridging Loans – Flexible Property Finance – GPS Financial
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75 Percent LTV Bridging Loans
Fast, reliable funding for property investors and developers
Edited: December 2025
GPS Financial arranges seventy five percent LTV bridging loans for investors, landlords and developers who need quick access to capital. These loans release up to seventy five percent of a property’s value. As a result, you can secure opportunities, fund refurbishment works or bridge a finance gap while arranging long term lending.
A seventy five percent LTV bridge is ideal when you need to move quickly. You can use it for auction purchases, urgent renovations or to keep a project progressing while a traditional lender takes longer to complete. Because decisions can be made within days, you can act with confidence in a competitive market.
For more short-term options, see our Bridging Loans page
What Can a 75 Percent LTV Bridging Loan Be Used For
A seventy five percent LTV bridging loan works well for many types of projects, including
• fast property purchases where speed matters
• heavy refurbishments or structural works
• conversions that make a property mortgageable
• auction purchases with strict deadlines
• chain break situations
• development projects awaiting long term funding
• temporary cash flow support for property-related costs
If your project involves refurbishment or upgrades, see our Bridging Loan Page
How Much Can You Borrow
GPS Financial secures seventy five percent LTV bridging loans from £25,000 to £25 million. Loan terms usually range from six to eighteen months. Lenders base the borrowing limit on the value of the property and the strength of your exit strategy.
This approach ensures the finance fits the scope of your project. It also helps maintain manageable repayment expectations.
Real Life Example
A landlord in Manchester sourced a three-storey mixed-use building that needed major internal refurbishment before tenants could move in. Traditional lenders declined due to the property’s condition. The seller also wanted a fast completion, which added further pressure.
GPS Financial arranged a seventy five percent LTV bridging loan within seven days. This allowed the landlord to purchase the property immediately and begin the renovation work. After the refurb was completed and the building reached mortgageable condition, the client refinanced onto a long term product and exited the bridge smoothly.
Speak To An Expert
Giving you peace of mind while you sit back and let us do all the work for you while finding you the best deal for your financial situation.
75 Percent Loan to Value Finance from GPS Financial
Since 2013, GPS Financial has supported landlords, developers and investors with fast bridging finance tailored to their project needs. We work with a wide panel of specialist lenders and manage the entire process for you. This includes the enquiry stage, the paperwork, lender negotiations and ongoing support throughout the project.
Industry recognition includes
• Best Firm; Bridging and Commercial 2022 from Dynamo for Intermediaries
• Quickest Deal to Drawdown at Redwood Bank’s Broker Awards 2024
Contact Us
If you want to explore a seventy five percent LTV bridging loan or need fast finance for your next property project, our advisers can assess your options and guide you through the numbers.
Call 029 2267 7707, or contact us and our team will be right with you
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