Bridging Finance, Buy to Let and Specialist Property Funding
From auction purchases and property conversions to portfolio growth and development projects, we help you secure the funding needed to keep your plans moving.
- EXCELLENT 72 reviews
- Read Our Reviews
Directly authorised and regulated by the FCA
Established
in 2013
Whole-of-market
access
UK-wide
service
Our Services
Specialist property finance for investors who need more than standard solutions.
Bridging Finance
Fast, flexible short-term lending to help you move quickly on property opportunities — from auction purchases to chain breaks.
Buy-to-Let Mortgages
Tailored mortgage solutions for landlords building or expanding residential property portfolios across the UK.
Expat and Foreign National Mortgages
Specialist mortgage access for UK expats and overseas nationals looking to invest in UK residential or commercial property.
Specialist property finance
From bridging loans and development finance to buy to let mortgages and chain break finance, we help clients secure funding for opportunities where speed, flexibility and expertise matter.
With access to over 200 lenders across the market, we can source solutions for straightforward cases and complex transactions alike. Whether you’re based in the UK or overseas, you’ll receive clear advice and funding structured around your goals.
What makes us different
Specialist
Expertise
We specialise in complex property finance and understand cases that do not fit neatly within standard lending criteria
Lender
Relationships
We specialise in complex property finance and understand cases that do not fit neatly within standard lending criteria
Total
Transparency
We specialise in complex property finance and understand cases that do not fit neatly within standard lending criteria
Real People, Real Support
Our clients deal with real people who listen, understand their circumstances and remain involved throughout the process
Working with us in 3 Simple Steps
Tell us what you
want to achieve
Share your goals and timeline with our specialist brokers.
We research the
most suitable options
We search the whole market to find the best solution for you.
We support you through
to completion
Hands-on guidance from application right through to completion.
What Our Clients Say
What can I say, Morgan dealt with a complex property and got us the offer very quickly. Was let down by other brokers. Morgan was very communicative throughout. Completion was smooth no issues. Will definitely be reaching out to Morgan again for the next property.
From our very first interaction, it was clear that Ann genuinely cares about her clients. No matter the complexity of my requests, she approaches each with a can do mentality, making every process seamless and stress free.
I can not recommend enough. Morgan, Paul and the team always deliver the highest degree of service. i have used other companies in the past but GPS’s depth of knowledge and efficient manner ensures that we will use them repeatedly in the future. A big thank you from me!
Absolutely fantastic personal service from GPS Financial. Have been with them since 2019 and completed several transactions. Always happy to help and give advice, even so far as calling me with a case update from Florida!
Ann was outstanding throughout, and breaking down options to help for my investment. Highly recommend, communication and support was you need when trying to get a deal.
Ann was outstanding throughout, and breaking down options to help for my investment. Highly recommend, communication and support was you need when trying to get a deal.
I can not recommend enough. Morgan, Paul and the team always deliver the highest degree of service. i have used other companies in the past but GPS’s depth of knowledge and efficient manner ensures that we will use them repeatedly in the future. A big thank you from me!
From our very first interaction, it was clear that Ann genuinely cares about her clients. No matter the complexity of my requests, she approaches each with a can do mentality, making every process seamless and stress free.
Absolutely fantastic personal service from GPS Financial. Have been with them since 2019 and completed several transactions. Always happy to help and give advice, even so far as calling me with a case update from Florida!
What can I say, Morgan dealt with a complex property and got us the offer very quickly. Was let down by other brokers. Morgan was very communicative throughout. Completion was smooth no issues. Will definitely be reaching out to Morgan again for the next property.
Industry Leading Property Finance Specialists
GPS Financial was founded in 2013. The aim? To end the stress along with all the paperwork and misinformation of mortgaging your property. Giving you peace of mind while you sit back and let us do all the work for you while finding you the best deal for your financial situation.
2013
Established
in 2013
10+
Years
Experience
72
5★
Reviews
Talk to a broker
Whether you have a straightforward enquiry or a complex situation, our specialist brokers are here to help you find the right solution.
Frequently Asked Questions
What types of property finance can GPS Financial help with?
Pretty much all of it. If you want to live in it, build it, renovate it, bid for it or buy it before you sell, we can help. From bridging and buy-to-let mortgages to development finance, commercial mortgages and specialist finance for expats and foreign nationals, we cover a wide range of property funding needs.
Can you help if my circumstances or property deal are complex?
Absolutely. Complex property finance is where we shine. Whether it involves an unusual property, a complicated ownership structure, non-standard income or a deal that does not fit neatly within standard lending criteria, we will take the time to understand it and establish what is genuinely achievable.
Do you work with expats and foreign nationals?
Yes. We help UK expats and foreign nationals secure finance for property across the UK. We understand the added complexities that can come with overseas income, residency, currency and credit history, and know which lenders are equipped to consider them.
Will I speak to a real broker?
Yes. You will speak to a real person who will take the time to understand you, your circumstances and what you want to achieve. Our team will remain on hand to support you throughout the process, from your initial enquiry through to completion.
How does the process work?
Tell us what you want to achieve and we will gather the information needed to understand your circumstances fully. We will then research the most suitable options, explain them clearly and support you throughout the application process through to completion.
How quickly can property finance be arranged?
Every case is different. Our strong lender relationships and access to decision-makers can often help move things along quickly, particularly when time is tight. However, timescales depend on the type of finance, the lender, the property, valuation and legal work involved. Tell us your deadline from the outset and we will be honest about what is achievable.
Are all types of property finance regulated by the FCA?
GPS Financial is directly authorised and regulated by the FCA. However, not all types of property finance are regulated. This depends on the purpose of the finance and how the property will be used. We will explain whether your particular transaction is regulated and what that means for you.