Fast & Stress-Free Bridging: Funds Secured, Complexity Removed

Stop wasting weeks on high-street banks. Get the rapid, specialist funding you need; efficiently, ethically, and with no surprises.

Investment property sold with bridging finance. Fast bridging loans for auctions, chain breaks, and development projects.

Specialist Knowledge

Rapid Completions

Impecable Loan Exits

Easier Approvals

Stay on Track

Can't Get The Finance You Need? Let's Change That.

Stop wasting weeks on high-street banks. Get the rapid, specialist funding you need; efficiently, ethically, and with no surprises.

Property projects should be exciting, not stressful.
But when it comes to finance, slow lenders and red tape can quickly turn opportunity into pressure.

At GPS Financial, we move at your pace. Whether it’s an auction, a chain break, a refurbishment, a conversion, or a commercial project, we secure bridging finance that fits your timeline and your plans.

If you’ve tried arranging a loan through the high street, you’ll know how it goes. Endless paperwork, weeks of chasing, and a final “no” when things get even slightly complex. Tight deadlines, a change of use, or refurbishment work are all too often rejected.

That’s where we come in.

We specialise in bridging that keeps your deals alive and your strategy moving. Whether you need:

Auction finance to meet a 28-day deadline
A chain-break bridge to hold a purchase together
Short-term funding for a refurbishment or conversion
A commercial bridge for a larger development

We’ll match you with lenders who understand your project and move quickly to say yes.

Every loan starts with a clear exit strategy, so you’re never stuck or unable to refinance. We structure every deal properly from day one, giving you the confidence to act quickly and stay in control.

No wasted time. No drawn-out forms. No nasty surprises.
Just clear, practical bridging finance that gets your project across the line; quickly, efficiently, and stress-free.

Let’s chat about your project


Fill out the form below and we’ll be in touch to help you explore your funding options – quick, clear, and no pressure

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By submitting your details in this form, you agree to occasional marketing information via email around relevant products and services. You can opt out at any time.

Why Choose GPS?

We don’t just know lenders. We know which ones will back your project. We cut the nonsense, give it to you straight, and stick with you until the job’s done.

Specialist Knowledge

Not all bridging finance is the same. Many brokers treat conversions like standard mortgages, but we know they require a different approach. Whether you’re turning a house into an HMO, a pub into flats, or a commercial unit into residential, we structure your deal properly from day one so you don’t run into lender roadblocks later on.

Rapid Completions

Speed is everything in property. If finance takes too long, you risk losing the deal. That’s why we work with lenders who make quick decisions, ensuring you get the funding you need before another investor swoops in. No unnecessary delays, no waiting around—just fast approvals so you can move forward with confidence.

Exit strategies that work

Bridging finance isn’t just about securing a loan; it’s about having a clear exit plan. Without one, you could be stuck with high-interest debt longer than expected. We plan your exit upfront, whether that’s refinancing onto a long-term mortgage or selling for profit so you’re never left scrambling when the loan term ends.

Easier Approvals

Many lenders take a tick-box approach, rejecting deals simply because they don’t fit a rigid template. We work with lenders who assess projects based on potential, not just paperwork. That means we can secure finance even for complex conversions that high-street banks won’t touch.

Stay on Track

Chasing lenders, dealing with endless paperwork, and navigating financial jargon can slow your project down. We take care of the entire process from start to finish, negotiating the best terms, managing valuations, and keeping everything on track so you can focus on what really matters: delivering a successful project.

What Our Customers Say

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When it looked like I was getting no where they really helped. I could not recommend more highly. Thanks so much!

TK

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It was a pleasuer to work with GPS Financial. Special honours go to Morgan Stewart, who was always prompt, focused and considerate when trying to get this deal over the line. This is how a broker/lender relationship should work.

MG

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Morgan Stewart helped us through a prolonged, complicated deal with persistence, competence and patience. So thankful to him for being responsive, available and accessible in times of need.

SR

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Getting a mortgage with our help is actually really simple...

Here’s what working with us looks like.

1

Let's Chat

Starting easy give us a ring or fill out the quick form. No sales pitch, just proper advice from people who get it.

2

We Find The Right Lender

We know exactly which lenders handle conversions well and we won't waste your time with the ones that don't.

3

Get Approved

We'll get everything submitted, deal with the back and forth and keep things on track so you don't have to.

4

Still With You...

We don't vanish once the money lands. We'll help you prep your exit, tie up loose ends and stay in touch for whatever's next.

Bridging Finance for HMO Conversions

Specialist Knowledge

Rapid Completions

Impecable Loan Exits

Easier Approvals

Stay on Track

Let’s chat about your project


Fill out the form below and we’ll be in touch to help you explore your funding options – quick, clear, and no pressure

Landing page

By submitting your details in this form, you agree to occasional marketing information via email around relevant products and services. You can opt out at any time.

GPS Financial Ltd. are authorised and regulated by the Financial Conduct Authority for credit broking and mortgage advice (FCA 975825). Your property is a risk of repossession if you do not keep up repayment of any loans secured against it. GPS Financial, Cardiff Bay Business Centre, Lewis Road, Cardiff, CF245FA.

Let’s chat about your project

Fill out the form below and we’ll be in touch to help you explore your funding options – quick, clear, and no pressure.

Landing page

By submitting your details in this form, you agree to occasional marketing information via email around relevant products and services. You can opt out at any time.

Ready to Make it Happen?

You focus on the build, we’ll handle the funding.