Get Approved for Bridging Finance in 24 Hours Without Endless Paperwork
Even If You’ve Been Turned Down Elsewhere
Quick decisions, exclusive rates, and a smooth transition to long-term funding when your project’s complete.
Easier Approval
Rapid Completions
Exit Strategies that works
Specialist Knowledge
Stay on Track
Can’t Get The Finance You Need? Let’s Change That.
Finding the right property is exciting, but when it comes to securing the finance, things can be a little frustrating.
If you’re converting a house into an HMO, a pub into flats, or a commercial building into residential, you’ve probably noticed that mainstream lenders just don’t want to know; all they are interested in is simple mortgages. So when planning permission, structural work, or change of use is involved, they won’t touch it.
The Right Finance Can Make or Break a Deal.
Without the right finance in place, you risk losing the deal entirely; not just this one project, but future opportunities too. After spending weeks negotiating, securing planning permission, and investing in surveys, you could be forced to walk away empty-handed. Even if you manage to push forward, you might have to drain your own cash reserves, putting your entire investment strategy in jeopardy. Instead of scaling your portfolio, you’re stuck watching competitors snap up deals while you’re left scrambling for funding.
That’s where we come in. At GPS Financial, we specialise in bridging finance for property conversions. Whether it’s a light refurb or a full-scale structural project, we know which lenders will say yes so there’s no wasted time, no unnecessary credit checks, and no missed opportunities.
Most brokers say they understand bridging finance. We actually do understand it. We specialise in bridging for property conversions, ensuring your deal is structured properly from day one. With our expertise, you get fast approvals so you can move quickly and stay ahead of the competition.
Ready to Make it Happen?
You focus on the build, we’ll handle the funding.
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Why Choose GPS?
We don’t just know lenders. We know which ones will back your project. We cut the nonsense, give it to you straight, and stick with you until the job’s done.
Exit strategies that work
Bridging finance isn’t just about securing a loan; it’s about having a clear exit plan. Without one, you could be stuck with high-interest debt longer than expected. We plan your exit upfront, whether that’s refinancing onto a long-term mortgage or selling for profit so you’re never left scrambling when the loan term ends.
Rapid Completions
Specialist Knowledge
Not all bridging finance is the same. Many brokers treat conversions like standard mortgages, but we know they require a different approach. Whether you’re turning a house into an HMO, a pub into flats, or a commercial unit into residential, we structure your deal properly from day one so you don’t run into lender roadblocks later on.
Easier Approvals
Many lenders take a tick-box approach, rejecting deals simply because they don’t fit a rigid template. We work with lenders who assess projects based on potential, not just paperwork. That means we can secure finance even for complex conversions that high-street banks won’t touch.
Why Choose GPS?
We don’t just know lenders. We know which ones will back your project. We cut the nonsense, give it to you straight, and stick with you until the job’s done.
Reviews
More reviews can be found here: https://www.google.com/search?q=GPS+Financial+Cardiff#
Getting a mortgage with our help is actually really simple…
Here’s what working with us looks like.
Let's Chat
Starting’s easy give us a ring or fill out the quick form. No sales pitch, just proper advice from people who get it.
We Find The Right Lender
We know exactly which lenders handle conversions well and we won’t waste your time with the ones that don’t.
Get Approved
We’ll get everything submitted, deal with the back and forth and keep things on track so you don’t have to.
Still With You...
We don’t vanish once the money lands. We’ll help you prep your exit, tie up loose ends, and stay in touch for whatever’s next
Let’s Chat
Starting’s easy give us a ring or fill out the quick form. No sales pitch, just proper advice from people who get it.
We Find The Right Lender
We know exactly which lenders handle conversions well and we won’t waste your time with the ones that don’t.
Get Approved
We’ll get everything submitted, deal with the back and forth and keep things on track so you don’t have to.
Still With You...
We don’t vanish once the money lands. We’ll help you prep your exit, tie up loose ends, and stay in touch for whatever’s next
Specialist Help
Rapid Completions
Impeccable Exits
Easier Approvals
No Distractions
Ready to take the next step?
You focus on the build, we’ll handle the funding.
GPS Financial Ltd. are authorised and regulated by the Financial Conduct Authority for credit broking and mortgage advice (FCA975825). Your property is at risk of repossession if you do not keep up with the repayment of any loan secured against it. GPS Financial, Cardiff Bay Business Centre, Lewis Road, Cardiff, CF245FA.