mezzanine finance

Mezzanine Finance

The extra budge for your property needs

What is Mezzanine Finance?

Mezzanine finance is any type of top-up funding used to help fill a gap between a developer’s or investor’s equity, and the amount that a main lender will provide. This is normally secured by having a second charge over the property in question, while the bank or main lender will hold a first charge.

Mezzanine funding allows a developer to obtain maximum return with a minimum cash contribution. Busy developers often require a strong cash flow to ensure a project’s momentum and success, giving the option to invest more quickly in other opportunities, before completion of the current project.

mezzanine finance

How can GPS Financial help?

HMO from Gps Financial The benefits for landlords buying HMO properties are that they have great potential to generate very strong rental yields. However, mortgages for houses in multiple occupation have become increasingly difficult to source in the last few years.

Gps Financial has years of experience arranging HMO mortgages, for purchase or remortgage, on the following basis subject to status.

  • Up to 85% loan to value (LTV)
  • Rates from 3.81% above the base interest rate

How to apply?

Once you have identified the project and roughly worked out viability, costs, end value and profit margin, get in touch on 02922 677 725, or fill out the form in the contact page. It doesn't matter if you don't already own the land/property.

We will then ask you lots of questions, (known as a fact find), to get as much information about the development as possible. This will allow us to appraise your project and give you an honest opinion as to whether we can help, i.e. we'll let you know if there are any lenders who might be willing to provide the necessary finance.

Our Lending Partners