Commercial mortgages are used to finance the purchase of property for commercial or business
use, or for the refinancing of debt secured against commercial premises. The premises may be
used as a trading business, or for investment, including as buy to let residential property.
Commercial mortgages are provided by a range of banks and specialist lenders, and require a
higher level of expertise to arrange.
There are many reasons why a commercial mortgage will make sense, from acquiring a company’s trading premises, to raising cash for growth. Whatever the reason, GPS Financial can guide applicants through the process, to ensure a successful outcome.
GPS can arrange a commercial mortgage or remortgage with a loan to value ratio of up to 80%
without the need for additional security, and at competitive rates starting from 2.2% above the
base rate. With additional security, it is possible to borrow up to 100% of the value or
A commercial mortgage can be provided for a wide range of circumstances:
With over 20 years of commercial finance experience, we are able to support your application for a commercial mortgage with a deep understanding of the mortgage market. We also have access to exclusive products from niche lenders, which may suit your specific needs, and can negotiate bespoke packages for clients. Our service includes:
Once you have identified the project and roughly worked out viability, costs, end value
profit margin, get in touch on 02922 677 725, or fill out the form in the contact page.
It doesn't matter if you don't already own the
We will then ask you lots of questions, (known as a fact find), to get as much information about the development as possible. This will allow us to appraise your project and give you an honest opinion as to whether we can help, i.e. we'll let you know if there are any lenders who might be willing to provide the necessary finance.